How does the Pension Withdrawal Calculator work?

The Pension Withdrawal Calculator uses the latest Kenya tax rates and regulations to provide accurate calculations.

Is the Pension Withdrawal Calculator free to use?

Yes, the Pension Withdrawal Calculator is completely free to use. No registration or payment required.

Are the calculations accurate?

Yes, our Pension Withdrawal Calculator uses the most current Kenya Revenue Authority (KRA) rates and government regulations to ensure accuracy.

Can I use this calculator on mobile?

Yes, the Pension Withdrawal Calculator is fully responsive and works perfectly on mobile devices, tablets, and desktop computers.

Calculators / Pension Withdrawal Calculator

Pension Withdrawal Calculator

Current age

Retirement age

Member contributions

KES

Employer contributions

KES

Scheme & withdrawal details

Date joined scheme

21 years of membership

Withdrawal reason

Scheme type

Additional voluntary contributions (AVCs)

KES

Scheme is registered with RBA

KES 2,600,000

Net withdrawal · Tax exempt (21 years of membership (20+ years))

Tax exempt — 21 years of membership (20+ years)

Total accruedKES 3,500,000

Immediately accessibleKES 2,600,000

Deferred until age 60KES 900,000

Net withdrawalKES 2,600,000

Early retirement: 100% member contributions + 50% employer contributions

Important notes

Tax rules effective July 1, 2025 (Finance Act 2025). Consult your scheme administrator and tax advisor for personalized guidance.

How to use this calculator

Enter your details below to use the Pension Withdrawal Calculator. Results update as you change inputs.

Definition

Calculate pension withdrawal amounts, tax implications, and eligibility under Kenya's 2025 pension tax rules with support for multiple scheme types