Calculators / Net Pay Calculator
Net Pay Calculator
Options & deductions
More allowances & deductions
89.8% take-home of total salary
CalcKenya · 8/4/2026
How to use this calculator
Enter your gross monthly pay, adjust optional reliefs and deductions, then read your estimated take-home pay and deduction breakdown on the right.
Definition
Net pay is your salary after PAYE, NSSF, SHIF/NHIF, Housing Levy, and any other deductions you include.
Example
If your gross is KES 100,000 with standard 2026 NSSF and SHIF, the calculator shows PAYE, each statutory line, and the remaining net.
Understanding net pay in Kenya
Your net pay is what lands in your account after statutory deductions. In Kenya that typically means PAYE, NSSF, SHIF (or NHIF on older payslips), and the Affordable Housing Levy.
Use this calculator when you have an offer letter, want to check a payslip, or are planning a budget from take-home pay. Toggle NSSF periods if you need to compare historical rates, and enable the PWD exemption when it applies.
Figures follow current KRA and NSSF guidance. Always confirm unusual allowances or exemptions with your payroll office or a tax advisor.
Net Pay Calculator FAQ
Answers specific to this calculator and Kenya rules.
More calculators
Gross Pay Calculator
Calculate the required gross salary to achieve your desired net pay
PAYE Calculator
Quickly calculate your PAYE tax online with updated rates for accurate monthly payroll deductions in Kenya
SHIF Deduction Calculator
Calculate your Social Health Insurance Fund Deduction from your Gross Pay
NSSF Calculator
Calculate your National Social Security Fund Deduction from your Gross Pay with updated February 2026 rates (KES 108,000 upper limit)